Master Your Money.
Change Your Life.
Stay in the Black. Take Control of Your Money.

In the Black Finances offers practical, affordable financial coaching for everyday people. From budgeting and credit support to side hustle planning and tax guidance, our goal is to help you take control of your money and build lasting financial peace. We keep it simple, judgment-free, and focused on real results.
What We Offer
At In the Black Finances, we help individuals, families, and entrepreneurs take control of their money with judgment-free, hands-on support. Whether you're starting fresh or building toward something big, our services are designed to meet you where you are — and guide you forward with clarity, strategy, and results.

Budget + Credit Reset
Rebuild your money mindset and your credit.
We help you break down income, spending habits, and credit history to create a step-by-step financial plan. Perfect for those who need a clean slate or a confidence boost.

Side Hustle + Business Strategy
Turn your ideas into income.
We’ll assess your skills, market opportunities, and startup costs to build or grow your side hustle — whether you're freelancing, launching a business, or scaling what you already started.

Home + Tax Readiness Coach
Prepare to buy smart, borrow wisely, and stay in the black.
From debt-to-income breakdowns to DIY tax filing guidance, this service is designed to help you level up financially — and keep more of what you earn.